Applying for a mortgage

can be a stressful endeavour; it’s one of the biggest commitments many people make in their lifetime. As your personal mortgage broker, my mission is to provide a trusting and secure environment for home-buyers, as well as home-owners, and ensure that their financing needs are taken care of with the utmost diligence. Whether you’re looking to purchase, refinance, debt consolidate or simply switch lenders for a more preferential interest rate, I will find a lending solution tailored just for you.

What is a mortgage broker?

We work for the client, NOT for the banks. Our mission is to provide you with all the necessary tools so you can make the most informed decision for your dream purchase.

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How do Mortgages Work

All of the benefits, none of the guess work. Not only do we position you for success, but we'll do our best to make the process as smooth as possible.

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Vancouver Real Estate

Stay up to date with current market trends and changes in this unique city we call home

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Purchasing a Home

Find out the most commonly asked questions when applying for a mortgage and purchasing a home!

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What Clients Are Saying

"If you are looking for a mortgage broker, you've come to the right place"

Vincent and his team are an absolute gem! They were able to secure us great rates for our mortgage and were always readily available for our (many) questions. If you are looking for a mortgage broker, you’ve come to the right place.

- Nicole M.
"Working around the clock while maintaining impeccable communication to ensure I was not stressed"

Vincent is a extremely knowledgeable mortgage broker who was able to work around my various incomes. He was extremely helpful with my recent property purchase- working around the clock while maintaining impeccable communication to ensure I was not stressed at any point throughout my property purchase. I would highly recommend anyone seeking any mortgage advice to reach out to Vincent.

- Calvin K.
"The whole process was seamless"

Vincent helped me purchase my first home and the whole process was seamless. As a first time homebuyer without much knowledge on the current housing market and all the steps involved in purchasing, having met Vincent was the best thing I’ve done. Vincent was always professional, reliable, responsive and quick-thinking.

- Jason P.
"Vince's service has been the best part about the homebuying experience"

I wish I could give 6 stars for Vince… I cannot recommend him enough! If you’re looking for a mortgage, Vince is your GUY. Look no further. Beyond finding our dream home, Vince’s service has been the best part about the homebuying experience. He’s personable as heck and whip smart. Homebuying is a scary and intimidating process, but having Vince help us navigate our mortgage has made all the difference.

Vince goes ABOVE AND BEYOND for his clients — it’s no surprise he’s won so many awards!

- Hailey H.
"We found ourselves waiting for weeks and weeks to hear back from the mortgage specialist from the bank"

My husband and I have been looking to buy our second home since last summer. However, we found ourselves waiting for weeks and weeks to hear back from the mortgage specialist from the bank. It was a very slow process, that involved minimal communication which left lots of room for confusion, which led to even more waiting to the point that nothing came out of our search. Fast forward to this summer and I finally reached out to Vince to grab lunch with my husband and I to talk about potentially bringing him on board as our broker. THREE WEEKS since then, we were able to find a home we loved, and get our mortgage approved!

- Abigail L.
"He was also easily reachable and very prompt in his responses"

Vince was a great help with me and my dad in our first home purchase. He was extremely knowledgeable and helped us given our unique circumstance. He was also easily reachable and very prompt in his responses. I would highly recommend him to any one inquiring about their first home purchase.

- Keenan L.
"I will recommend him to literally anyone that mentions they are looking to buy a home in Vancouver"

Vincent and his team are AMAZING. We ran into quite a few road blocks while trying to get financed on our first home and both him and his team were so kind, patient, understanding and helpful throughout the whole process. I will recommend him to literally anyone that mentions they are looking to buy a home in Vancouver. We couldn’t have done it without you! Thanks Vincent!

- Nina H.
"I truly felt like I was working with a person who deeply cared"

Vincent was ULTRA professional, available and helpful. I truly felt like I was working with a person who deeply cared about my mortgage, like a loving family member would. I would recommend Vincent to anyone looking for ease and peace when applying for a mortgage. He was re-assuring and supportive!

- Angela L.
"I was able to free myself from the complex, demanding, and unpredictable stress of a mortgage approval"

From the moment I got to know Vincent and his team, I was able to free myself from the complex, demanding and unpredictable stress of a mortgage approval that I had felt thus far. Moreover, his perfection of work allowed me to get the best interest rates. His work is very neat, and if you entrust your work to Vincent, you will get more than you expected.

Thank you, Vincent! You are the best!!!!

- Erica L.
"Worked tirelessly to help us obtain our mortgage... he was there every step of the way"

Vince was an absolute pleasure to work with. Very knowledgeable. Worked tirelessly to help us obtain our mortgage. He was there every step of the way and answered all questions. Made a very stressful process much more manageable. I highly recommend Vince!!

- Julia M.
"They were knowledgeable, responsive, and dependable"

Vincent and his team have been incredibly helpful throughout our process of securing a mortgage. They were knowledgeable, responsive, and dependable. We’re extremely happy with the terms and rates that Clear Trust was able to secure for us. We would work with Vincent again without hesitation and highly recommend his services to anyone interested.

- Michael C.
"I didn’t spend hours going bank to bank trying to find the best deal; Vincent did that for me."

Vincent is someone that truly understands value. The value of time, good-will, and a lifelong professional partnership. I didn’t spend hours going bank to bank trying to find the best deal; Vincent did that for me. I value my time and it was clear from the beginning that he does too. Everything about the transaction was swift and professional. He takes the time to explain the all of the ins and outs of mortgages, and answers as many questions as you can ask him.I intend on being a repeat customer with every single home purchase, and there is nothing more reassuring than knowing I’m on the winning side of every negotiation, every time.

- Riyandi T.
"Always knowledgeable, accessible and professional"

Vincent is truly great at what he does! Always knowledgeable, accessible and professional, we would highly recommend him to anyone looking to get a mortgage.

- Patrick H.
"NO QUESTION IS TOO SIMPLE OR COMPLICATED"

We were referred to Vincent when we needed to arrange the mortgage on our house purchase and came away pleasantly surprised. Vincent is a true professional. He went above and beyond to get us a fantastic rate. Even more important, he provides very personalized and attentive service.

Since then, Vincent continues to make himself available always answering questions we have about potential additional property purchases. No question is too simple or complicated. Finally, Vincent also has a very good grasp of the market so we have found him to be an invaluable advisor complimenting our realtor. Thanks as always Vincent!

- Arash Y.
"He was there throughout the entire process"

When it came to choosing the right broker for purchasing my first property – Vince came to mind. He was there throughout the entire process—even during holidays and while he was away on vacation! There was never a time where I felt like I couldn’t trust him to be there – nor was there a time where I felt like I didn’t have all the information I needed to make all the important decisions. Buying real estate is a stressful process but out of all the people I dealt with, Vince was by far the most reassuring. 10/10 would do again.

- Kaylynn C.
"TRANSPARENT THROUGHOUT MY APPLICATION"

Vincent was prompt, professional and took very good care of me during the mortgage process. As a first time home buyer, he made sure I was always informed and was very transparent throughout my application.

It was very reassuring to know that Vincent was in my corner and he ensured a seamless transition to the closing date. I do not hesitate to recommend Vincent and Clear Trust to anyone looking to facilitate a mortgage.

Thanks Vince!

- Brandon L.
"was always available to answer any questions I had"

As a first time home buyer, Vincent was excellent at informing me about every step of the mortgage process and letting me know what the next course of action was. He got a great rate, made the entire experience easy, and was always available to answer any questions I had.

Thank you for all your help, Vincent!

- Elsa W.
"Made the process a less daunting and stressful experience"

Vincent Tong handled my mortgage and made the process a less daunting and stressful experience. Keep up the good work!

- Cerina C.

Working with Over 30 Major Lenders in BC

Allows us to obtain the most competitive rates and products for your needs

Signature Mortgages

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Website by: Dustin English